Helping responsible lenders grow the loan book & the member-base. Sustainably.

Unlock a stream of pre-qualified loan applications

The NestEgg Broker Platform matches people who are actively looking for affordable loans with responsible lenders in general & credit unions in particular.

Make fairer, faster loan assessments

Are you struggling to grow the loan book? Our Decision Engine automates 'accept', 'decline' & 'refer' recommendations. Customise best-practise policy rules for more accurate loan, identity and affordability decisions. Hook-up to your own website & core system.

Turn website visitors into loan applicants

In a world of Amazon, Netflix and Uber, how many of your applicants are giving up in frustration? Drop our online loan matching & application forms into your existing website to make it easy for applicants to qualify themselves for membership and apply for loans.

"Unbelievable... our first 'accept' done & loan agreement signed within minutes !!! ... amazing!"

Dharminder Dhaliwal, Castle & Crystal Credit Union

"Here at CLCU, our previous decision engine only gave us credit scores. We wanted to focus more on affordability and indebtedness, rather than just a score that’s based on historical data that may not be indicative of an applicant’s current circumstances."

Geoff McKay, Business Development Officer

"Since using NestEgg we have started to attract and retain a different demographic from our traditional membership base, allowing us to diversify our portfolio and help even more people in the communities we serve to build their financial wellbeing."

Steve Kendrick, Manager Wirral Credit Union

Key milestones

2018

Decision Engine launched

2018

2019

Become Fellows of the Finance Innovation Lab

2019

2020

Nesta Affordabile Credit Finalist

2020

2021

FCA regulated

2021

2022

ISO27001 certification

2022

2023

Broker platform launched

2023

2024

NestEgg wins FCA Financial Inclusion Techsprint

2024

2024

NestEgg decisions £1bn of loans

2024

2025

NestEgg wins the Financial Innovation Regulation Lab Consumer Duty Challenge

2025

Latest insights on responsible lending

  • All
  • Canada
  • Features
  • Life events

From paper forms to channel of preference: what eight years of online lending taught us

Where we started Eight years ago, in July 2018, we put our first three credit unions live onto ...
Read More →

Five identity fraud tactics and how to close each gap

Strong credit union fraud detection means catching these patterns before they cost you money. In a recent blog ...
Read More →

Multi-Source ID Verification: fewer documents, faster decisions

When someone applies to join a credit union or take out a loan, identity verification should be simple: ...
Read More →

Three small features, one better lending experience

Not every improvement to a lending journey needs to be big. Sometimes it's the smaller features that add ...
Read More →
man stood in kitchen holding a bill

What to do if you can’t pay your bills

Last reviewed August 2026 i QUICK ANSWER If you can't pay your bills, don't ignore the problem. Contact ...
Read More →
woman typing on a laptop

Benefits you may be entitled to after losing a partner

Last reviewed July 2026 This information is intended as a general guide only and does not constitute financial ...
Read More →