Helping responsible lenders make better lending decisions for themselves and their customers.

Make fairer, faster loan assessments

Are you struggling to grow the loan book? Our Decision Engine automates 'accept', 'decline' & 'refer' recommendations. Customise best-practise policy rules for more accurate loan, identity and affordability decisions. Hook-up to your own website & core system.

Turn website visitors into loan applicants

In a world of Amazon, Netflix and Uber, how many of your applicants are giving up in frustration? Drop our online loan matching & application forms into your existing website to make it easy for applicants to qualify themselves for membership and apply for loans.

"Unbelievable... our first 'accept' done & loan agreement signed within minutes !!! ... amazing!"

Dharminder Dhaliwal, Castle & Crystal Credit Union

"Here at CLCU, our previous decision engine only gave us credit scores. We wanted to focus more on affordability and indebtedness, rather than just a score that’s based on historical data that may not be indicative of an applicant’s current circumstances."

Geoff McKay, Business Development Officer

"Since using NestEgg we have started to attract and retain a different demographic from our traditional membership base, allowing us to diversify our portfolio and help even more people in the communities we serve to build their financial wellbeing."

Steve Kendrick, Manager Wirral Credit Union

Latest insights on responsible lending

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Growing the mutual lending sector: what is the data showing us?

In October 2023 we were host to a packed event with credit unions and stakeholders to discuss growing ...
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How should Northern Ireland credit unions respond to rising interest rates and affordability issues?

With rising interest rates, the cost of living crisis and affordability issues, Northern Ireland households are under financial ...
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Mutual Growth Seminar

The cost of living crisis and rising interest rates means it’s a tough time to lend. NestEgg’s Mutual ...
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Rising mortgage rates and affordability

Rising mortgage rates and affordability is a big issue for lenders right now. Can people with mortgages afford ...
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Affordability is STILL the issue!

Combining credit and open banking data is the key to understanding affordability. With interest rates rising and the ...
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Why NestEgg is the right fintech partner for credit unions

Selecting a fintech partner for credit unions is more important than ever. As expectations for digital experiences continue ...
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