Schedule a call to discuss whether the Decision Engine is right for you.
The NestEgg Decision Engine combines and transforms relevant data from credit bureaux, applicant bank accounts and your own repayment and savings history records into a set of financial health indicators.
Being able to zoom in on positive, negative and risk signals with a few clicks, makes it a doddle to make full and fair consumer lending assessments.
The Borrow Financial Health Indicator makes it easy to assess repayment history, debt ratios, legal action, credit and indebtedness scores for each application.
Confirm or override recommended decisions with a click.
Open Banking data underpins a Spend Financial Health Indicator showing an applicant’s categorised expenditure on needs, wants and financial commitments, providing an up-to-date affordability assessment.
'At a glance' insights to improve your lending strategy. Review average credit scores, geographical distribution of accepts, declines and refers, application type by credit score and overall portfolio risk. And much more.