Money tips

Your repayment history on credit agreements is taken into account by a lender when considering you for a ...

When considering a loan application, lenders must make sure that the debt is affordable.  This goes beyond checking ...

Credit score is the number 1 thing most lenders will look at when deciding whether to grant you ...

As a rule, it is rare for creditors to take people to court. Because of this, lenders take ...

We’ve been locked away in our homes for more than a year. No wonder many of us are ...

Financial associations affect your credit profile. If you share finances with someone, they may be recorded on your ...

A catch-22... No credit in the past, means no track record of payments. Because of this, it’s hard ...

Save money by using cash instead of a card. If you walk into a supermarket with only a ...

A credit union is a not-for-profit co-operative, providing loans and savings accounts to its members. To become a ...

When you apply for a loan, a lender cares about how much you already borrow compared to how ...

If you are at  or close to your credit card or overdraft limits then you are likely to ...

Each time you apply for a loan a lender will search your credit report... and your credit score ...