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You have a recent default on your credit file
If you’ve missed between three and six payments, on a credit account you may be declared in default. ...
Read More You have a recent default on your account
If you’ve missed between three and six payments, on a credit account you may be declared in default. ...
Read More You have missed payments on your accounts
Each time you miss a payment a ‘current status indicator’ goes up in value at the Credit Reference ...
Read More Getting a mortgage with a poorer credit history
We’ve been locked away in our homes for more than a year. No wonder many of us are ...
Read More How financial associations affect your credit profile
Financial associations affect your credit profile. If you share finances with someone, they may be recorded on your ...
Read More How to get credit when you’ve never borrowed before
A catch-22... No credit in the past, means no track record of payments. Because of this, it’s hard ...
Read More Save money by using cash instead of a card
Save money by using cash instead of a card. If you walk into a supermarket with only a ...
Read More You’ve got a County Court Judgment
A County Court Judgment (CCJ), even from some time time ago, still has a negative effect on your ...
Read More You’ve got a recent County Court Judgment
Having more than one County Court Judgment (CCJ) or a very recent CCJ will make it really hard ...
Read More Soft vs hard credit check – what’s the difference?
Each time you apply for a loan a lender will search your credit report... and your credit score ...
Read More How to get on the electoral roll
It's unusual for lenders to make you a loan if you're not on the electoral roll. Yes, it's ...
Read More How to turn your credit score from OK to GREAT
If your credit score is 'OK' but not great, you’ll need to sort out things like: High balances ...
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