Money tips

If you’ve missed between three and six  payments, on a credit account you may be declared in default. ...

If you’ve missed between three and six  payments, on a credit account you may be declared in default. ...

Each time you miss a payment a ‘current status indicator’ goes up in value at the Credit Reference ...

We’ve been locked away in our homes for more than a year. No wonder many of us are ...

Financial associations affect your credit profile. If you share finances with someone, they may be recorded on your ...

A catch-22... No credit in the past, means no track record of payments. Because of this, it’s hard ...

Save money by using cash instead of a card. If you walk into a supermarket with only a ...

A County Court Judgment (CCJ), even from some time time ago, still has a negative effect on your ...

Having more than one County Court Judgment (CCJ) or a very recent CCJ will make it really hard ...

Each time you apply for a loan a lender will search your credit report... and your credit score ...

It's unusual for lenders to make you a loan if you're not on the electoral roll. Yes, it's ...

If your credit score is 'OK' but not great, you’ll need to sort out things like: High balances ...