Money tips

  • All
  • Borrowing
  • Spending
Borrowing

You have a recent default on your credit file

If you’ve missed between three and six  payments, on a credit account you may be declared in default. ...
Read More
Borrowing

You have a recent default on your account

If you’ve missed between three and six  payments, on a credit account you may be declared in default. ...
Read More
Borrowing

You have missed payments on your accounts

Each time you miss a payment a ‘current status indicator’ goes up in value at the Credit Reference ...
Read More
Borrowing

Getting a mortgage with a poorer credit history

We’ve been locked away in our homes for more than a year. No wonder many of us are ...
Read More
Borrowing

How financial associations affect your credit profile

Financial associations affect your credit profile. If you share finances with someone, they may be recorded on your ...
Read More
Borrowing

How to get credit when you’ve never borrowed before

A catch-22... No credit in the past, means no track record of payments. Because of this, it’s hard ...
Read More
Spending

Save money by using cash instead of a card

Save money by using cash instead of a card. If you walk into a supermarket with only a ...
Read More
Borrowing

You’ve got a County Court Judgment

A County Court Judgment (CCJ), even from some time time ago, still has a negative effect on your ...
Read More
Borrowing

You’ve got a recent County Court Judgment

Having more than one County Court Judgment (CCJ) or a very recent CCJ will make it really hard ...
Read More
Borrowing

Soft vs hard credit check – what’s the difference?

Each time you apply for a loan a lender will search your credit report... and your credit score ...
Read More
electoral roll ballot box
Borrowing

How to get on the electoral roll

It's unusual for lenders to make you a loan if you're not on the electoral roll. Yes, it's ...
Read More
Borrowing

How to turn your credit score from OK to GREAT

If your credit score is 'OK' but not great, you’ll need to sort out things like: High balances ...
Read More