Tips on borrowing & saving

Tips on borrowing less and saving more so you can pay down your debts and save up your own nest egg!

  • All
  • Dealing with debt
  • Getting a loan
  • Jargon busting
  • Saving for the future
Getting a loan

How Open Banking speeds up the loan application process

Dec 18, 2024
Getting a loan

How open banking keeps your data safe

Dec 3, 2024
APR explained
Jargon busting

APR explained

Nov 20, 2024
Jargon busting

Buy Now Pay Later Schemes: How vulnerable do they make you?

Oct 18, 2024
Getting a loan

5 ways credit cards reduce your credit score

Oct 9, 2024
Getting a loan

How to compare loan products

Oct 8, 2024
Saving for the future

Save as You Borrow: a unique way to build savings

Sep 12, 2024
application affordability featured image
Getting a loan

How lenders look at affordability

Jul 11, 2024
proving your identity
Jargon busting

Proving your identity

Jul 6, 2024
Jargon busting

How a ‘thin credit file’ can stop you getting a loan

Jul 5, 2024
opening banking featured image
Getting a loan

What are the benefits of using Open Banking?

Jul 4, 2024
Saving for the future

The benefits of joining a payroll deduction scheme with a credit union

Jun 19, 2024
Dealing with debt

What is a debt relief order?

May 16, 2024
Dealing with debt

What is a debt management plan?

Mar 8, 2024
Dealing with debt

What is an individual voluntary agreement (IVA)?

Mar 8, 2024
Dealing with debt

Thinking of consolidating your debts?

Feb 29, 2024
loan sharks behind the mask
Dealing with debt

Loan Sharks: Who is really behind the mask?

Oct 24, 2023
Getting a loan

How financial associations affect your credit profile

Oct 6, 2023
Dealing with debt

Credit repair services: are they worth it?

Oct 4, 2023
Getting a loan

Improve your chances of being approved for credit

Sep 29, 2023
credit-decisions
Getting a loan

How lenders make credit decisions

Sep 28, 2023
Getting a loan

What is a credit score?

Sep 27, 2023
Saving for the future

The 50/30/20 method of budgeting

Sep 19, 2023
Getting a loan

Debt Ratios: what you need to know

Sep 18, 2023
Jargon busting

Credit Unions and Banks: what’s the difference?

Sep 15, 2023
Getting a loan

Why the Electoral Roll improves your credit score

Sep 14, 2023
Getting a loan

A default can stop you getting credit

Sep 13, 2023
Getting a loan

How to build credit history when you’ve never borrowed before

Sep 12, 2023
Getting a loan

What is a missed payment?

Sep 11, 2023
Jargon busting

What is a credit union?

Sep 7, 2023
Getting a loan

Getting a mortgage with a poorer credit history

Apr 19, 2021
Saving for the future

Save money by using cash instead of a card

Jan 13, 2021
Getting a loan

Soft vs hard credit check – what’s the difference?

May 26, 2020
Getting a loan

Are You In Control Of Your Credit?

Dec 4, 2018