A flyer for the ABCUL 2025 conference

Grow your loan book

NestEgg’s cutting-edge technology helps credit unions scale faster, smarter, and fairer. With our Decision Engine, Loan Matching and Broker Platform we’re redefining how responsible lenders approve loans, attract borrowers, and expand their reach.

Inclusive lending

NestEgg is delighted to be a silver sponsor of the 2025 ABCUL conference in Leeds.

Credit unions need to convert website visitors into accepted loans and accelerate loan processing.

Our software increases loan-take up by 40%, automates decisions for same day turnaround and delivers data-driven insights to enhance lending strategies.

Get a demo of our Decision Engine that’s helping credit unions across the UK assess a loan every 3 minutes. 24 hours a day. 7 days a week. 365 days a year

Find out about our how our Broker platform can help you access more, lower risk loan applications from people declined by the banks

Loan Matching is a set of easy to use online application forms, that maximise take-up and enable soft credit checks and risk based pricing.

Software as a Service: 30 day rolling contracts, no minimum volumes, constant flow of new features

Over £1.5bn of loans assessed so far

A chart showing growth in lending

Don't take our word for it...

Our use of NestEgg has proved invaluable in assessing the affordability of any loan offer we make to a member and provides us with a tool to support the member by “nudging” them into better budgeting , helping them increase their credit score and providing a step on the path to financial stability.

Eileen Halligan, CEO Central Liverpool Credit Union

 

New features and competition wins

Since the ABCUL conference in 2024, NestEgg has delivered the following new features:

NestEgg has also won the following competitions:

The Decision Engine

The NestEgg Decision Engine enables rapid loan book growth with quicker turnaround of fairer credit decisions and lower bad debt rates.

Highly customisable rules that can be changed in minutes

Different rules for different products, e.g. revolving credit or consolidation loans

Searching for an unlimited number of addresses at no extra cost

Automated alternative offers for when you want to offer a smaller value loan

Applicant demographics to give you a fuller picture of the applicant’s neighbourhood

Comparisons for defaults and missed payments over time, enabling you to see if an applicant’s situation is getting better or worse.

Credit score reasons to explain the factors that might be driving a credit score down, helping Loans Officers better understand an important indicator of risk

Get a demo

The broker platform

NestEgg provides one place for people to check whether they are eligible to join and qualify for loans from responsible lenders across the UK.

 

The platform provides soft credit checks and runs customised decision rules to see if the borrower meets your criteria to be accepted. If so, they can submit an application with one click. 

To maximise take-up NestEgg receives referrals from decline applicants from banks across the UK

Common bond and product eligibility checks

Soft credit checks against your decision criteria

Only receive loan applications that meet your acceptance criteria

Funded: Initial funding for English and Welsh referrals by Fair4All Finance and the Welsh Government

A screenshot showing a landing page

Loan Matching

Loan Matching makes it easier for people to apply online for credit union loans. Loan Matching includes a highly configurable set of application forms, optimised for high conversion rates. 

Common bond and related eligibility checks

Bring new products to market in minutes

Soft credit checks and risk-based pricing

Easily slot into your existing website