Features

Credit union marketing analytics are improving – but the gap between spend and insight remains significant. Social media campaigns, email outreach, partnerships, broker channels and community events are just some examples of marketing activities. But campaigns cost money and staff time. Critically, when loans arrive, there’s little insight into their origin. As a result, it’s…

Before introducing new features in 2025, NestEgg rebuilt its Decision Engine Dashboard from the ground up. Dashboard 2.0 became the foundation for everything that followed, delivering a 30% reduction in loan turnaround time. Here’s what we’ve built on that foundation (so far): Price right, grow fast Flat-rate pricing creates an impossible dilemma. Low-risk borrowers go…

One factor, above all else, drives credit union bad debt, and that is credit cards. NestEgg’s analysis of credit union defaults reveals a clear pattern: consistently high credit card balances and rapid balance growth (high velocity) result in a default rate that’s 50% higher than the average. Warning signs appear across all credit profiles. In…

Credit unions are missing millions in lending opportunities every day. When loan applications get declined due to incomplete financial pictures, members walk away disappointed and loan books stay smaller than they could be. NestEgg’s Property Insights changes this by giving credit unions access to comprehensive property data that turns previously declined applications into approved loans,…

When an existing member applies for a loan, member history matters most. Someone might have a low credit score, but if they’ve been paying their credit union loan on time, that tells a different story. Currently to access this important information you probably need to: Log into your core banking system Search for the applicant’s…

NestEgg Decision Engine users now have even more powerful lending analytics tools. These insights provide credit unions with deeper data-driven decision-making capabilities, ensuring stronger financial performance, optimised marketing efforts, and improved risk management. Are you growing? Understanding loan book growth is essential when reviewing financial performance and adjusting business plans. NestEgg’s Decision Engine enables credit…