Adrian Davies, Author at NestEgg

About Adrian Davies

Adrian is a co-founder at NestEgg. He is an alternative finance expert with extensive experience of start-ups, business development, IT, Target Operating Models and regulatory compliance. Adrian has 18 years’ experience in the public, private and community and voluntary sectors, supporting businesses with innovative ideas so they can grow and meet service user needs.

November 21, 2019 By Adrian Davies

Credit card consolidation: a lower risk alternative?

Consolidation loans are tempting. They help members cut the interest rates they are paying. Monthly repayments can be reduced. The convenience of one combined monthly payment helps people budget better. But they are not without risk. One-off credit card consolidation may be a better … Read More about Credit card consolidation: a lower risk alternative?

November 4, 2019 By Adrian Davies

Introducing Financial Health Indicators

NestEgg and Central Liverpool Credit Union are one of six finalists in the Affordable Credit Challenge. Together we are building Financial Health Indicators (FHIs) into NestEgg's decision engine. Covering spending, borrowing and saving, FHIs are shared transparently between borrowers and … Read More about Introducing Financial Health Indicators

June 14, 2019 By Adrian Davies

Open Banking for People and Planet

On Thursday 20th June NestEgg co-hosts a Finance Innovation Lab community event; Open Banking for People and Planet. Kicking off at 7pm, the event's at the Google Start-up Campus. We'll look at how Open Banking improves loan decisions and how this can be done at scale. Automated decisions can … Read More about Open Banking for People and Planet

June 4, 2019 By Adrian Davies

NEW FEATURE: Improved Lending Analytics

Good data means better loan decisions. With 100s of data points flowing through our software, the potential for credit unions to strategise lending is unprecedented. Because of this we’ve enhanced our lending analytics. Additionally, they're provided as standard with our Decision Engine. Lenders … Read More about NEW FEATURE: Improved Lending Analytics

May 30, 2019 By Adrian Davies

The Affordability Challenge

Assessing affordability is a challenge. Especially when considering loan applications from low income households. A family with little money will be struggling to make ends meet. Never mind paying back a loan. High cost credit perpetuates this problem. It's why credit unions are an important … Read More about The Affordability Challenge