Adrian Davies, Author at NestEgg

About Adrian Davies

Adrian is a co-founder at NestEgg. He is an alternative finance and credit union expert with extensive experience of start-ups, business development, IT, Target Operating Models and regulatory compliance. Adrian has 20 years’ experience in the responsible lending sector, supporting credit unions with innovative ideas so they can grow and meet service user needs.

February 28, 2021 By Adrian Davies

More referrals for community finance

Over the next two years NestEgg will deliver 10,000s more referrals for community finance. We've just completed another dozen in-depth interviews with credit union members. As a result we’re better able to understand their money goals and the impact Covid-19 is having on their finances. These … Read More about More referrals for community finance

February 11, 2021 By Adrian Davies

An upgraded decision engine for responsible lenders

A Decision Engine for responsible lenders is only as good as its rules. If rules for deciding whether loans should be accepted, declined or referred don’t align with loans officer thinking, buy-in for automation may be limited. If lending strategies don’t align to lending policies, credit … Read More about An upgraded decision engine for responsible lenders

January 27, 2021 By Adrian Davies

Reducing workload when processing loans

Loans staff are increasingly away from work due to Covid-19. Because of this, NestEgg has focussed on reducing workload when processing loans. Enhancements improve member service. NestEgg is Software as a Service and as such our Decision Engine is enhanced over time. And without upgrade … Read More about Reducing workload when processing loans

January 11, 2021 By Adrian Davies

Growing the loan book in 2021

Growing the loan book in 2021 will continue to be a challenge. Job insecurity and economic uncertainty means it's harder to make lending decisions. Borrowers' circumstances change so quickly due to Covid-19. And then there’s rising bad debt. 100,000 new borrowers NestEgg will provide responsible … Read More about Growing the loan book in 2021

December 9, 2020 By Adrian Davies

NestEgg is a semi-finalist in the Rapid Recovery Challenge

We're delighted to announce that NestEgg is a semi-finalist in the Rapid Recovery Challenge. Challenge participants are improving access to jobs and money, focusing on those hardest hit by the economic shock resulting from COVID-19. About our solution NestEgg's financial health app makes it … Read More about NestEgg is a semi-finalist in the Rapid Recovery Challenge

November 24, 2020 By Adrian Davies

Covid-19 changes to credit score and missed payments

Ahead of FREE webinar on 3 December, we’ve taken an initial look at Covid-19 changes to credit score and missed payments. 30% of 500 credit union members surveyed told us their financial situation had worsened since Covid-19. Step Change found 28% of adults experienced a negative change in … Read More about Covid-19 changes to credit score and missed payments