Adrian Davies, Author at NestEgg

About Adrian Davies

Adrian is a co-founder at NestEgg. He is an alternative finance expert with extensive experience of start-ups, business development, IT, Target Operating Models and regulatory compliance. Adrian has 18 years’ experience in the public, private and community and voluntary sectors, supporting businesses with innovative ideas so they can grow and meet service user needs.

June 14, 2019 By Adrian Davies

Open Banking for People and Planet

On Thursday 20th June NestEgg co-hosts a Finance Innovation Lab community event; Open Banking for People and Planet. Kicking off at 7pm, the event's at the Google Start-up Campus. We'll look at how Open Banking improves loan decisions and how this can be done at scale. Automated decisions can … Read More about Open Banking for People and Planet

June 4, 2019 By Adrian Davies

NEW FEATURE: Improved Lending Analytics

Good data means better loan decisions. With 100s of data points flowing through our software, the potential for credit unions to strategise lending is unprecedented. Because of this we’ve enhanced our lending analytics. Additionally, they're provided as standard with our Decision Engine. Lenders … Read More about NEW FEATURE: Improved Lending Analytics

May 30, 2019 By Adrian Davies

The Affordability Challenge

Assessing affordability is a challenge. Especially when considering loan applications from low income households. A family with little money will be struggling to make ends meet. Never mind paying back a loan. High cost credit perpetuates this problem. It's why credit unions are an important … Read More about The Affordability Challenge

May 2, 2019 By Adrian Davies

Lending insights: County Court Judgments

Anonymised data helps us better understand the risk profile of credit union borrowers. Information on topics such as County Court Judgments (CCJs) benefits credit unions because they can benchmark applications, understanding decisions against country-wide trends. The data set on CCJs is … Read More about Lending insights: County Court Judgments

February 28, 2019 By Adrian Davies

NEW FEATURE: Pinpoint repayment problems instantly

New feature: Display and organise credit accounts according to their status: Active, paid, missed payments and defaults. Benefits: Faster assessment of repayment problems. Easy to identify trends. Credit reports take a long time to read. Lots of different creditors displayed in no particular … Read More about NEW FEATURE: Pinpoint repayment problems instantly