Helping responsible lenders grow the loan book & the member-base. Sustainably.
Unlock a stream of pre-qualified loan applications
The NestEgg Broker Platform matches people who are actively looking for affordable loans with responsible lenders in general & credit unions in particular.
Make fairer, faster loan assessments
Are you struggling to grow the loan book? Our Decision Engine automates 'accept', 'decline' & 'refer' recommendations. Customise best-practise policy rules for more accurate loan, identity and affordability decisions. Hook-up to your own website & core system.
Turn website visitors into loan applicants
In a world of Amazon, Netflix and Uber, how many of your applicants are giving up in frustration? Drop our online loan matching & application forms into your existing website to make it easy for applicants to qualify themselves for membership and apply for loans.
"Unbelievable... our first 'accept' done & loan agreement signed within minutes !!! ... amazing!"
Dharminder Dhaliwal, Castle & Crystal Credit Union
"Here at CLCU, our previous decision engine only gave us credit scores. We wanted to focus more on affordability and indebtedness, rather than just a score that’s based on historical data that may not be indicative of an applicant’s current circumstances."
Geoff McKay, Business Development Officer
"Since using NestEgg we have started to attract and retain a different demographic from our traditional membership base, allowing us to diversify our portfolio and help even more people in the communities we serve to build their financial wellbeing."
Steve Kendrick, Manager Wirral Credit Union
Key milestones
2018
Decision Engine launched
2018
2019
Become Fellows of the Finance Innovation Lab
2019
2020
Nesta Affordabile Credit Finalist
2020
2021
FCA regulated
2021
2022
ISO27001 certification
2022
2023
Broker platform launched
2023
2024
NestEgg wins FCA Financial Inclusion Techsprint
2024
2024
NestEgg decisions £1bn of loans
2024
2025
NestEgg wins the Financial Innovation Regulation Lab Consumer Duty Challenge
2025
Latest insights on responsible lending
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- Life events
- News
Three new features to supercharge your lending decisions
NestEgg's award-winning Decision Engine is getting even smarter with three powerful new features designed to help you make ...
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Detecting economic abuse using lending data
Earlier this year, NestEgg won Fintech Scotland's Consumer Duty Challenge for improving outcomes for vulnerable borrowers. Building on ...
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NestEgg announced as a finalist at the Consumer Credit Awards
NestEgg has been announced as a finalist for Technology Partner of the Year at this year’s Consumer Credit ...
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What to do if you can’t pay your bills
Falling behind on bills can feel overwhelming, especially when you’re juggling priority bills like rent, mortgage repayments, energy, ...
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Meeting the challenge of declined credit
The latest Financial Lives survey from the Financial Conduct Authority (FCA) reveals a troubling statistic: 3.2 million UK ...
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Benefits you may be entitled to after losing a partner
Please note that this information is correct at the time of publication (May 2025). Seek professional advice if ...
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