Helping responsible lenders grow the loan book & the member-base. Sustainably.
Unlock a stream of pre-qualified loan applications
The NestEgg Broker Platform matches people who are actively looking for affordable loans with responsible lenders in general & credit unions in particular.
Make fairer, faster loan assessments
Are you struggling to grow the loan book? Our Decision Engine automates 'accept', 'decline' & 'refer' recommendations. Customise best-practise policy rules for more accurate loan, identity and affordability decisions. Hook-up to your own website & core system.
Turn website visitors into loan applicants
In a world of Amazon, Netflix and Uber, how many of your applicants are giving up in frustration? Drop our online loan matching & application forms into your existing website to make it easy for applicants to qualify themselves for membership and apply for loans.
"Unbelievable... our first 'accept' done & loan agreement signed within minutes !!! ... amazing!"
Dharminder Dhaliwal, Castle & Crystal Credit Union
"Here at CLCU, our previous decision engine only gave us credit scores. We wanted to focus more on affordability and indebtedness, rather than just a score that’s based on historical data that may not be indicative of an applicant’s current circumstances."
Geoff McKay, Business Development Officer
"Since using NestEgg we have started to attract and retain a different demographic from our traditional membership base, allowing us to diversify our portfolio and help even more people in the communities we serve to build their financial wellbeing."
Steve Kendrick, Manager Wirral Credit Union
Key milestones
2018
Decision Engine launched
2018
2019
Become Fellows of the Finance Innovation Lab
2019
2020
Nesta Affordabile Credit Finalist
2020
2021
FCA regulated
2021
2022
ISO27001 certification
2022
2023
Broker platform launched
2023
2024
NestEgg wins FCA Financial Inclusion Techsprint
2024
2024
NestEgg decisions £1bn of loans
2024
2025
NestEgg wins the Financial Innovation Regulation Lab Consumer Duty Challenge
2025
Latest insights on responsible lending
- All
- Canada
- Features
- Financial wellbeing
- Lending strategy
A Blueprint to double credit union lending: from ambition to reality
The credit union sector stands at a pivotal moment. With growing recognition of the affordable credit gap, a ...
Read More 
Support tenants with affordable credit
Housing Associations are more than landlords. For a long time, Housing Associations have recognised the importance of financial ...
Read More 
How Northern Ireland Credit Unions could unlock £165m in additional lending
Northern Ireland faces significant financial inclusion. 350,000 people live in poverty. The lowest earners survive on just £51.45 ...
Read More 
Scotland’s £70 Million Credit Union Opportunity
Scotland faces a financial inclusion crisis. 43% of Scots cannot cover bills for 3 months without their main ...
Read More 
Credit union lending: unlock growth with Property Insights
Credit unions are missing millions in lending opportunities every day. When loan applications get declined due to incomplete ...
Read More 
How Open Banking can power Canadian credit unions
Canada's Consumer-Driven Banking Framework launches in 2026, offering credit unions an opportunity to revolutionise lending through Open Banking. ...
Read More