Affordability is STILL the issue!

Affordability

Combining credit and open banking data is the key to understanding affordability. With interest rates rising and the cost of living crisis continuing, new ways of understanding affordability are essential. Open Banking is one way to assess affordability because it gives the latest transaction data. However affordability is much more powerful when open banking is…

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Why NestEgg is the right fintech partner for credit unions

NestEgg as the right fintech partner

Selecting a fintech partner for credit unions is more important than ever. As expectations for digital experiences continue to increase, there has never been a more opportune time for credit unions to consider partnering with a fintech company.  Credit unions are often behind the competition, because their systems are unable to keep up with rapid…

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NestEgg announced as finalists for Technology Partner of the Year

Finalists for Technology Partner of the Year in the Consumer Credit Awards

NestEgg is very pleased to be announced as a finalist in the Consumer Credit Awards: ‘Technology Partner of the Year’ category. Often the focus is on the technology side of that partnership. NestEgg has certainly helped grow the loan books of our lender clients. However, it’s the outcomes from the hard work of our credit…

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Open Banking and Product Development

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NestEgg has been using Open Banking to assist with credit decisioning for more than five years. At the World Credit Union Conference 2023 (WCUC), we talked about how open banking can be used to make more inclusive lending decisions.   Open banking data is also useful when used in aggregate. In other words, analysing data from…

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Open Banking and Financial Inclusion

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On Wednesday 26th July, NestEgg co-founder, Adrian Davies, is speaking at the World Credit Union Conference in Vancouver. The topic is how Open Banking promotes financial inclusion. The UK is ahead of almost all other countries with open banking. NestEgg decision engine clients have been using these data to support lending decisions for more than…

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Bringing together open banking and credit data

NestEgg is bringing together open banking and credit data. To help us we’ve secured a grant from Innovate UK’s Transformative Technologies competition. As a result, we’ll be developing new features, combining open banking and credit data for rounder, more complete affordability decisions.  It’s hard to get a fair priced loan People who’ve been through a…

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