A Blueprint to double credit union lending: from ambition to reality

The credit union sector stands at a pivotal moment. With growing recognition of the affordable credit gap, a government committed to the doubling of the mutual sector and a new financial inclusion strategy to be released, the opportunity to significantly expand credit union lending has never been clearer. But how do we move from aspiration to achievement? How do we actually double the size of the sector by 2030?

These questions sit at the heart of our upcoming Mutual Growth event: A Blueprint to Double Credit Union Lending by 2030, a comprehensive gathering designed to transform ambitious targets into actionable strategies.

Understanding the scale of the challenge (and the opportunity)

NestEgg has identified over £1/2bn of additional loan demand that could benefit credit unions. The policy context is critical. Therefore, we’ll be kicking off the seminar with regulatory and political insights from Matt Bland, CEO of ABCUL.

Data-driven insights

At the heart of our programme lies comprehensive data analysis spanning the complete lending landscape. NestEgg co-founder Adrian Davies will present wide-ranging insights into what the numbers are telling us about growth opportunities in small value, medium value, and higher value lending segments.

This isn’t theoretical analysis, its practical intelligence drawn from real credit union performance data. For small value loans, we’ll explore the patterns and strategies that drive sustainable growth in this crucial market segment. Moving to medium value lending, we’ll examine how extending average loan terms can unlock significant expansion opportunities, with Bradford District Credit Union sharing their practical experience.

The higher value lending session promises to be revealing, as we analyse the data behind successful strategies and hear from Cambrian Credit Union about their approach to increasing higher value loan volumes. This segment represents perhaps the greatest untapped potential for many credit unions, yet it requires careful navigation of risk and liquidity.

Interactive strategy development

As well as presenting (a lot of) information, the aim is to generate actionable outcomes. The afternoon breakout session will challenge attendees to identify their biggest growth opportunities and develop specific strategies for each. This collaborative approach ensures participants leave with concrete next steps.

Take part

The government’s financial inclusion strategy is about to launch, and this creates a clear window of opportunity for credit unions. As a result, they can position themselves as the go-to providers of affordable, responsible credit.

The data-driven insights, proven strategies, and collaborative problem-solving at this event will equip participants with the tools needed to capitalise on this moment. Whether you’re looking to optimise your existing lending approach, or alternatively explore entirely new segments, you’ll ultimately gain practical knowledge that you can then apply immediately, and as a result strengthen your strategy for growth.

Register now and be part of creating the roadmap that will define the credit union sector’s next chapter. Together, we can turn the ambitious goal of doubling credit union lending by 2030 from aspiration into achievement.