There are no County Court Judgments (CCJs). on your credit file. CCJs have a serious impact on your credit score. Some lenders use automated systems that look back over the last six years. So, a CCJ that was issued, for example, four years ago, can still lead to ‘computer says no’.
Tip: If you so ever get issued with a CCJ, if you pay the County Court Judgment (CCJ) within 30 days it will not be reported to the Register of Judgments, Orders and Fines.