You were made insolvent a few years ago

An insolvency will hang around on your credit file for six years. According to your credit file you have been made insolvent, although that was a few years ago.

Responsible lenders, like credit unions, may offer a small loan even if you have been made bankrupt in the past.

Tip: Make sure you’re signed up to the electoral register. This can give your credit score a boost. Get a copy of your credit record and make sure everything is accurate and true. Consider applying for a smaller amount or once it has been more than three years since your bankruptcy (this includes Debt Relief Orders and Individual Voluntary Arrangements).