Why missing a mortgage payment is so important
You may have missed one or more payments on your mortgage recently. This can be a problem for lenders because a mortgage is the most important bill. Missing a payment might be seen as the beginning of a debt problem. However, it may have been an oversight or beyond your control.
Tip: You should try and clear the mortgage arrears as soon as possible. This will still show as a historic missed payment for up to three years, but will also show you are back on track. if you are struggling to pay your mortgage you may want to see advice.