What is a credit reference agency?

By Adrian Davies | February 25, 2020

Credit Reference Agencies (CRA) are also referred to as credit bureau. CRA’s hold and share information about your financial situation. It is where you are ‘credit checked.’ CRA’s are responsible for credit scoring. CRA’s manage data, including: Personal details: your name, date of birth, address and whether you’re on the electoral roll Financial associations you…

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