Wolves-logo-e1610722264184

How NestEgg helped Wolverhampton City Credit Union...

November 2018

Went live with the NestEgg Decision Engine

November 2018

January 2021

Incorporated NestEgg's Workflow to accept and decision online loan applications

January 2021

2021

Introduced advanced analytics to better understand portfolio risk

2021

Growing the loan book

Between January and May 2021, the number of applications for loans more than doubled compared to 2020.

Over the same timeframe the value of loan applications almost tripled.

Responding to Covid-19

Covid-19 transformed the Credit Union’s delivery model.

Now fewer than 5% of loans arrive face to face.

The average age of a borrower has fallen from 34 to 28 during the first five months of 2021.

And this is more than the impact of the pandemic. The Credit Union was as busy as ever during the first lockdowns.

%
of loans now arrive online

Our partnership with NestEgg is key to growing and developing our loan book, bringing noticeable member benefits and improvements whilst making our workflows easier to manage. We have already seen our average loan size increase coupled with a reduction in processing costs which makes us more sustainable in the longer term. Rob Shearing, CEO, Wolverhampton City Credit Union