Posts by Adrian Davies
Struggling with household bills? Support may be available
Last reviewed July 2026 This information is intended as a general guide only and does not constitute financial or legal advice. Benefit entitlements can change, and claiming certain benefits may affect other entitlements. If you are unsure about your circumstances, please seek independent advice before making any decisions. i QUICK ANSWER If you’re struggling with…
Read MoreWhen illness affects your finances, what help is available?
Last reviewed July 2026 This information is correct at the time of publication (July 2026). Seek advice if in doubt or if you currently receive existing benefits or tax credits. i QUICK ANSWER If illness has affected your income or increased your outgoings, financial help is available. You may be entitled to Statutory Sick Pay,…
Read MoreStruggling financially after bereavement? Where to get help
Last reviewed July 2026 This information is intended as a general guide only and does not constitute financial or legal advice. Benefit entitlements can change, and claiming certain benefits may affect other entitlements. If you are unsure about your circumstances, please seek independent advice before making any decisions. i QUICK ANSWER If you’re struggling financially…
Read MoreThe metrics that growing credit unions measure differently
Every credit union board asks the same question: is our loan book growing safely? The data to answer it is already in your systems. The problem is that most dashboards show you the numbers without telling you what they mean. Especially when trying to track credit union lending metrics effectively. Decision volumes, turnaround times, delinquency…
Read MoreNestEgg News: Four features coming soon
NestEgg will be rolling out four new features over the coming weeks. Here’s a summary of what’s on the way and what it means for your credit union. Decision Summary Panel Every referred loan application means manual work: lending officers compare the rules across different risk bandings before they can reach a decision. Speed is…
Read MoreHow to build credit history when you’ve never borrowed before
Last reviewed June 2026 i QUICK ANSWER With no borrowing history, lenders have no track record to assess, which can lead to declines even without bad credit. You can build history by managing a bank account, registering on the electoral roll, putting utility bills and phone contracts in your name, keeping your details consistent and…
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