Posts by Adrian Davies
Three new features to supercharge your lending decisions
NestEgg’s award-winning Decision Engine is getting even smarter with three powerful new features designed to help you make faster, more informed lending decisions while growing your loan book and reducing risk. Risk Based Pricing (RBP) Increase approval rates while reducing risk. NestEgg’s new dynamic loan pricing automatically adjusts interest rates based on credit scores and…
Read MoreDetecting economic abuse using lending data
Earlier this year, NestEgg won Fintech Scotland’s Consumer Duty Challenge for improving outcomes for vulnerable borrowers. Building on this foundation, we’re launching new research into one of the most hidden forms of vulnerability: economic abuse. An often hidden vulnerability The law recognises economic abuse as a form of domestic abuse, where one person controls another’s…
Read MoreNestEgg announced as a finalist at the Consumer Credit Awards
NestEgg has been announced as a finalist for Technology Partner of the Year at this year’s Consumer Credit Awards, run by Smart Money People! This recognition highlights the growing impact of ethical technology in the credit sector and the amazing work our partners are doing to support financial wellbeing across the UK. Furthermore, this nomination…
Read MoreWhat to do if you can’t pay your bills
Falling behind on bills can feel overwhelming, especially when you’re juggling priority bills like rent, mortgage repayments, energy, and council tax. Whether the cause is job loss, health problems, rising living costs, or unexpected expenses, knowing what to do and where to go for help, can make a big difference. Don’t ignore the problem When…
Read MoreMeeting the challenge of declined credit
The latest Financial Lives survey from the Financial Conduct Authority (FCA) reveals a troubling statistic: 3.2 million UK adults have been declined credit in the past two years. That’s over one in five of the population locked out of mainstream financial services at a time when the cost of living remains high and financial resilience…
Read MoreBenefits you may be entitled to after losing a partner
Please note that this information is correct at the time of publication (May 2025). Seek professional advice if in doubt or if you receive existing benefits or tax credits. Losing a partner is one of life’s most painful experiences. Alongside emotional grief, many people are faced with a sudden change in their financial situation. Understanding…
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