About County Court Judgements (CCJs)

As a rule, it is rare for creditors to take people to court. Because of this, lenders take County Court Judgments (CCJs) seriously.

Furthermore, a CCJ will be on your credit file for six years. Consequently you could struggle to get credit for a long time.

Additionally, creditors may use an automated lending system. As a result, you could be declined – automatically – if there’s any CCJ on your file.