About NestEgg

You deserve a fair chance

Not another black box. Not another system designed to say no.

Just a fair chance to get on top of things. To replace the broken boiler. Fix the kitchen. Get the car running again so you can get to work.

You know mainstream finance isn't built for you. Need £1,000 to fix the boiler? Banks say the amount's too small. So you're forced to choose: borrow more than you need and sink into debt, or turn to payday lenders and their crushing rates. Hidden algorithms everywhere. No transparency. No dignity.

You're anxious before you even apply because you know how this usually goes.

It shouldn't be this way

---

There's a different kind of lender

Credit unions are member-owned financial cooperatives that exist to serve their communities, and encourage you to save. They lend to people that high-street banks often overlook - with fair rates, transparent processes, and genuine understanding.

Their mission is your financial wellbeing. But good intentions aren't enough when outdated systems force impossible choices: move fast or stay fair, serve more people or protect the mission.

That's why we built NestEgg.

We make fairness faster

Our technology helps credit unions see you properly - not just score you. It analyses your full picture (your circumstances, your credit profile, your actual financial behaviour through Open Banking) and provides clear, fairer recommendations.

For you, this means:

• Discovering which loans you're eligible for before you apply
• Understanding your actual chances of acceptance
• Being treated with dignity throughout the process
• Building savings as you borrow

For the people at the credit union making these decisions, this means:

• Rediscovering what fair lending feels like - confident, clear, calm
• Assessing every application quickly without sacrificing empathy
• Having technology that feels like an ally, not a threat

For credit union leaders, this means:

• Growing sustainably without losing what makes them special
• Serving more members while strengthening their mission
• Proving technology can protect their values, not erode them
  

How it works

Our platform connects you with credit unions who use our technology to make fairer, faster decisions. You can discover which products match your situation and apply with confidence.

Behind the scenes, we provide credit unions with intelligent decision-making tools that help them serve more people without compromising on fairness.

But really?

We're proving that fairness can work for everyone. That empathy and speed can thrive together. That finance can still have a human heartbeat.

Because when you need £500 to replace the washing machine, you don't need a lecture or a rejection.

You need a lender who actually wants to help - with the amount you need, at rates that don't trap you, through a process that’s transparent and fair.

Credit unions exist to serve people like you. Now they have the tools to do it faster—without losing what makes them different.