Breaking the Cycle of High-Cost Borrowing
Too many people who want to save are left with no choice but to borrow at high interest rates. This makes it even harder to achieve financial stability, trapping you in a cycle of debt. It shouldn’t be this way—and we’re here to change that.
A Fairer Way to Borrow, a Stronger Future
Millions are shut out of affordable credit, forced to rely on expensive lenders or, worse, predatory loan sharks. But borrowing shouldn’t work against you—it should help you move forward. That’s why we believe in a better way: one that empowers you to save as you borrow, so you can take control of your financial future.
Save as You Borrow with a Credit Union
NestEgg connects you with trusted credit unions that offer a smarter approach to lending. With a Save As You Borrow approach, a portion of every loan repayment goes directly into your savings. This means that as you repay your loan, you’re also building financial security—step by step.
A Movement for Fairer Finance
When you choose to borrow and save with a credit union, you’re not just improving your own financial well-being—you’re joining a community that believes in ethical lending. Together, we’re creating a future where borrowing is fair, savings grow, and financial security is possible for everyone.
Responsible Lenders, Be Part of the Solution
Fair access to credit starts with lenders who put people first. By offering Save As You Borrow loans, credit unions and responsible lenders can help break the debt cycle and build a financially resilient future for all.
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Amount we have saved people from using high cost credit (as of March 2025)Individuals looking for affordable credit are matched with loan products offered by responsible lenders like credit unions. Find the right loan from the right lender, see if you'd get accepted and apply. Getting an affordable loan from a credit union is the first step towards saving a brighter financial future.
Credit unions receive pre-approved loan applications and access advanced credit decisioning tools to enhance lending decisions. Our technology analyses credit, banking, and other data fairly, flexibly, and transparently—helping you serve members better while managing risk effectively.