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Months to default for good and excellent credit profiles (peak at months 16–18).

By Penny Cole | February 3, 2026

We're on a mission to open up access to affordable credit from responsible lenders. Learn more ››

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NestEgg Limited is regulated by the Financial Conduct Authority as a Provider of Credit Information Services and for Credit Broking (Firm Reference Number: 920630, Company number: 10427741) NestEgg Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service and is Authorised and Regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and Electronic Money Regulations 2011 (Firm Reference Number: 901096).
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