Support staff. Reduce turnover. Strengthen your benefits offer.

None. No fee to set it up and no subscription. NestEgg is paid by the credit unions it works with, not by you. You're giving people a way to reach fair credit, and the cost sits with the lenders who want those applicants.

Neither. Nothing runs through payroll and you're not lending anything yourself. Your employees apply directly to a credit union in their own name, so the loan sits entirely between them and that lender. It isn't earned wage access or a pay advance, it's a way to reach affordable credit when they actually need it.

Credit unions are FCA-regulated, member-owned and not-for-profit, and the rate they can charge is capped by law, so it's a fraction of what high-cost or short-term lenders charge. They exist for exactly the people mainstream lenders turn away, which is often the staff under the most pressure. For a lot of employees it's a fairer alternative to the credit they'd otherwise reach for.

They follow a link from your intranet, benefits hub or wellbeing comms, answer a few questions, and see which credit union loans they're likely to be accepted for before they apply. It's a soft check, so it doesn't affect their credit score. They only ever see options they've a real chance of getting, so there are no wasted applications and no knock-backs.

Credit unions set their own membership criteria, usually based on where someone lives or works. The matching handles that automatically, so each employee only sees the credit unions and loans they actually qualify for. Eligibility is sorted before anyone applies, so nobody hits a dead end.

No. It's there for people already looking to borrow, and it simply shows them fairer options than they might find on their own. No pressure, no upselling. And because most credit unions run Save as You Borrow, people who borrow tend to start saving alongside it, so it builds resilience rather than adding another debt to manage.

ou're not handing over any employee data. Staff refer themselves through the link and deal with NestEgg and the credit union directly, so you're not in the data chain. NestEgg is FCA-regulated and ISO 27001 certified.

Close to none. Setting up is adding a link, hours rather than weeks, and there's nothing to run day to day. No payroll changes, no integration, no ongoing admin.