Posts by Ben Breen
Case Study – Castle & Crystal Credit Union
We were thrilled to enrol UK Midlands-based Castle & Crystal Credit Union as an early adopter of our Decision Engine in July 2018. Making better decisions The Decision Engine means that applicants now get a decision within seconds of hitting the Apply button. Meanwhile, the credit union gets instant access to the basis for each decision…
Read MoreAnnouncement: NestEgg Joins The Finance Innovation Lab!
We are delighted to announce that NestEgg has been selected for the 2019 Fellowship Programme at the Finance Innovation Lab. We are now working with the Lab to create a more democratic, responsible and fair financial system. Fellows are selected on the basis of their potential to positively disrupt the financial system and pioneer the…
Read MoreAre You In Control Of Your Credit?
Are you are getting turned down for loans? Getting charged too much for borrowing? Your credit score might be too low. However, the full picture is more complicated. You’re not in control of your financial identity Your financial identity (also known as your credit profile) determines whether you get a loan. It sets the interest…
Read MoreGDPR Is Good For Marketing
Nearly 20 years ago, a book was published which was to change marketing forever. Before that, marketing* was about interrupting people with messages they didn’t ask for and didn’t want. “Interruption Marketing was easy. Build a few ads, run them everywhere. Interruption Marketing was scalable. If you need more sales, buy more ads. Interruption Marketing…
Read MoreHow Credit Union Websites Are Like Cars
Some credit union websites are pretty. Many are ugly. Ugly or pretty, most of them don’t ‘work’. In my experience, most financial firm’s websites, even the pretty ones, fail to move the business forward. To be clear, by ‘work’ I mean you have some business objective in mind and ‘working’ means you are moving towards…
Read MoreThe Loanbook Growth Equation (and Why it Matters)
Hiding in plain site among Silicon Valley’s hallowed circles of so-called growth hackers is a concept that’s become known as the fundamental growth equation. A growth equation is a simple formula. It represents the key factors that combine to drive your growth – your core growth levers. This equation is different for every product or…
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